Congress created the National Flood Insurance Program (NFIP) to help provide a means for property owners to protect themselves financially in the event of a flood. The NFIP offers flood insurance to homeowners, renters, and business owners if their community participates in the NFIP.
As part of the agreement for making flood insurance available in a community, the NFIP requires the participating community to adopt floodplain management bylaws containing certain minimum requirements intended to reduce future flood losses.
The NFIP regulations for floodplain management provide minimum criteria a community must adopt for participation in the NFIP. The draft language is necessary in order for the Town to remain an NFIP community thereby allowing residents to be able to participate in the program.
Most communities in Massachusetts participate in the program.
With respect to flood maps, a link to official public source for flood hazard information produced in support of the National Flood Insurance Program (NFIP) has been provided. Please visit the site to find your official flood map, access a range of other flood hazard information, and take advantage of tools for better understanding flood risk.